Most people don’t like talking about the inevitable—but we’re not most people! We are happy to sit down and talk you through various aspects of end-of-life planning, so you have greater peace of mind and a clear understanding of the decisions available.
Services to help you plan ahead
Healthcare Directives
The first document we hope everyone completes is an advanced healthcare directive, sometimes called a living will. A healthcare directive names a person (agent) who can make decisions about your healthcare when you can’t. It also outlines treatments you do and don’t want performed, and describes your values surrounding quality of life. The best news is that in Minnesota it is free to complete a healthcare directive, and it doesn’t require a lawyer or a notary—signatures from two witnesses make this document legal. Below are some sites with information and healthcare directive forms:
Wills and Trusts
When most people think about planning ahead, they think of completing a will or a trust. A will describes how a person’s estate should be settled after death through probate court. Trusts are “buckets” that assets can be placed into to streamline the transfer of ownership after death. However, there’s a lot more to each of these options than that; many aspects of a person’s estate affect which option makes the most sense. Wills and trusts are best completed with an attorney who specializes in estate planning.
Funeral Planning
Finally, we come to the aspect of advanced planning that we have the most expertise in: funeral planning! Licensed morticians are uniquely suited to guiding you through different options available and offering advice to help make your vision a (future) reality. When you’re ready, our licensed insurance agent, Elizabeth, can help you set aside and protect funeral funds in a specialized whole life insurance policy to ensure that your funeral wishes won’t leave a financial burden on others.